Serious Illness Cover

Critical Illness

Good health is the cornerstone on which we build our lives, but we sometimes take our health for granted especially when we are younger. It is never too early to make a positive decision to provide ourselves with substantial financial cover.

Critical Illness Cover benefit pays a lump sum upon the medical diagnosis of you suffering one of the 28 illnesses covered, such as cancer, heart related, stroke, multiple sclerosis and surviving at least 14 days from the date of diagnosis.

The lump sum benefit could be used to pay off your mortgage, pay for medical bills or replace loss of income in the event of you being unable to return to work.

The statistics are Frightening!
Statistics now show that you are four times more likely to suffer one of the covered serious illness conditions before the age of 65 than you are of dying from any cause

The average age of claimants on Critical Illness benefit is just 46
Almost 40% of all claims are made by those under 45 – but just 20% of the population have such a policy.

Cancer and heart related illnesses dominate for males, with 31% of all claims respectively, whereas cancer is the main critical illness for women representing 60% of all claims.

Many people are put off taking out a policy because of the cost, but the earlier a policy is taken out, the cheaper it will potentially cost in the long term

Hospital cash cover

Hospital cash cover helps to pay some of your day-to-day bills if you are in hospital for at least three days (72 hours). This cash is yours tax-free to spend in any way you want. For information, advice or a quotation please use the contact us form here or email info@ppsdelaney.ie.